PrismFinance
Prisma Income – Intelligent Personal Income Tracking
PrismFinance

Track expenses and hourly income

Log income and expenses, plan budgets and see your progress. Start without connecting your bank.

Privacy, Control and ClarityCore Features
✦ Core Features✦ Privacy, Control and Clarity✦ Local AI and financial chatbot✦ Advanced budgets
PRISM / B2B

Financial wellbeing for businesses

Give employees, freelancers and teams a clear experience for education and financial wellbeing, with aggregated dashboards for the business.

PRISM / GUIDES

Guides for organising income

Short routines for recording what you receive and reviewing your work.

PRISM / TUTORIALS

Learn the app, one clear step at a time

Choose the routine that matches your income and build a calmer financial habit.

Explore tutorials ↗
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Core Features

Explore the full ecosystem of financial tools and navigate through all active product modules.

✦01

Smart Records

Add one-time or hourly income for flexible or irregular jobs, as well as individual expenses. Automate recurring records for salaries, freelance projects, or periodic bills. Create and save categories, moods, job profiles, and bank accounts (no real integration) for complete traceability.

✓ Privacy, Control and Clarity
✦02

Organized Listings

Access your main list of records with powerful filters by description, category, income/expense type, and date. View, edit, or delete records instantly. Manage categories on a dedicated screen and edit additional elements like moods, jobs, and accounts via an accordion-style panel.

✓ Privacy, Control and Clarity
✦03

Calendar and Visual Views

Navigate your monthly calendar with color-coded categories. Tap any day to view, edit, or delete records, or add new income and expenses with a single tap. Explore charts to compare trends and tags, and view statistics on categories, cash flow, and financial habits.

✓ Privacy, Control and Clarity
◇04

Smart alerts

Detect income and expenses from notifications and set monthly limits, reminders, category alerts and do not disturb schedules.

✓ Privacy, Control and Clarity
◇05

Local AI and financial chatbot

Use a local financial assistant to get insights, detect duplicates, locate unusual expenses and receive explainable guidance based on your own data.

✓ Privacy, Control and Clarity
◇06

Smart rules

Automate repetitive financial actions with reusable templates, execution history and secure confirmation for changes with monetary impact.

✓ Privacy, Control and Clarity
◇07

Financial health

Track your financial health score in 3, 6 and 12-month windows with a clear view of stability, savings and debt pressure.

✓ Privacy, Control and Clarity
◇08

Net worth

Monitor assets and liabilities including accounts, cash, crypto, funds, stocks, real estate, mortgages and historical evolution.

✓ Privacy, Control and Clarity
◇09

Advanced budgets

Create budgets by category, account or goal with flexible periods, percentage limits and local recommendations.

✓ Privacy, Control and Clarity
◇010

Debt management

Manage mortgages, loans and cards with interest tracking, upcoming payments, outstanding balance and comparison of amortization strategies.

✓ Privacy, Control and Clarity
◇011

Monthly closure

Review each period with income, expenses, balance, checklists and exports designed for Excel and PDF.

✓ Privacy, Control and Clarity
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Financial Calculators

Plan ahead using built-in calculators for savings, mortgages, debt ratio, investments, and subscription costs. Make informed decisions and understand the impact of every financial move.

✓ Privacy, Control and Clarity
◇013

Utilities and Extras

Sync your records with the cloud daily or on demand. Export and import data in CSV, XML, JSON, or PDF formats using ready-to-use templates. Unlock achievements and earn Prism Coins to customize themes, avatars, and app extras. Personalize your experience with 30+ currencies, 7+ languages, light/dark mode, biometric access, and full UI customization.

✓ Privacy, Control and Clarity
◇014

Gamification and retention

Earn coins, unlock achievements, maintain streaks and personalize the app with avatars, decorations and visual rewards.

✓ Privacy, Control and Clarity
◇015

Goals and targets

Simulate savings goals and emergency funds with clear progress views and practical planning support.

✓ Privacy, Control and Clarity
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Privacy, Control and Clarity

Prism Finance was born to offer total financial control without compromising your privacy. Your data stays with you, works offline and adapts to both monthly payrolls and hourly work or freelance clients.

✓ Track your financial health score in 3, 6 and 12-month windows with a clear view of stability, savings and debt pressure.✓ Sync your records with the cloud daily or on demand. Export and import data in CSV, XML, JSON, or PDF formats using ready-to-use templates. Unlock achievements and earn Prism Coins to customize themes, avatars, and app extras. Personalize your experience with 30+ currencies, 7+ languages, light/dark mode, biometric access, and full UI customization.
Open web dashboard ↗
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Control salary, hourly work, freelance income, expenses, tags, charts, and calendar — all in a secure, offline, and fully customizable app.

Prisma Income is a powerful and intuitive all-in-one financial assistant designed to help you manage every aspect of your income and expenses in one place. Whether you work hourly, have a fixed salary, or combine multiple freelance projects, Prisma Income gives you total control over your financial flow. Record income and expenses, visualize trends with charts and calendars, and plan better with AI tools, calculators, and real-time investment insights. Secure, offline, customizable, and available in multiple languages and currencies, it's perfect for freelancers, self-employed workers, hourly workers, and anyone seeking clarity, traceability, and confidence in their finances.

Download on Play Store ↗

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