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Smart Records
Add one-time or hourly income for flexible or irregular jobs, as well as individual expenses. Automate recurring records for salaries, freelance projects, or periodic bills. Create and save categories, moods, job profiles, and bank accounts (no real integration) for complete traceability.
✓ Privacy, Control and Clarity✦02
Organized Listings
Access your main list of records with powerful filters by description, category, income/expense type, and date. View, edit, or delete records instantly. Manage categories on a dedicated screen and edit additional elements like moods, jobs, and accounts via an accordion-style panel.
✓ Privacy, Control and Clarity✦03
Calendar and Visual Views
Navigate your monthly calendar with color-coded categories. Tap any day to view, edit, or delete records, or add new income and expenses with a single tap. Explore charts to compare trends and tags, and view statistics on categories, cash flow, and financial habits.
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Smart alerts
Detect income and expenses from notifications and set monthly limits, reminders, category alerts and do not disturb schedules.
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Local AI and financial chatbot
Use a local financial assistant to get insights, detect duplicates, locate unusual expenses and receive explainable guidance based on your own data.
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Smart rules
Automate repetitive financial actions with reusable templates, execution history and secure confirmation for changes with monetary impact.
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Financial health
Track your financial health score in 3, 6 and 12-month windows with a clear view of stability, savings and debt pressure.
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Net worth
Monitor assets and liabilities including accounts, cash, crypto, funds, stocks, real estate, mortgages and historical evolution.
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Advanced budgets
Create budgets by category, account or goal with flexible periods, percentage limits and local recommendations.
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Debt management
Manage mortgages, loans and cards with interest tracking, upcoming payments, outstanding balance and comparison of amortization strategies.
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Monthly closure
Review each period with income, expenses, balance, checklists and exports designed for Excel and PDF.
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Financial Calculators
Plan ahead using built-in calculators for savings, mortgages, debt ratio, investments, and subscription costs. Make informed decisions and understand the impact of every financial move.
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Utilities and Extras
Sync your records with the cloud daily or on demand. Export and import data in CSV, XML, JSON, or PDF formats using ready-to-use templates. Unlock achievements and earn Prism Coins to customize themes, avatars, and app extras. Personalize your experience with 30+ currencies, 7+ languages, light/dark mode, biometric access, and full UI customization.
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Gamification and retention
Earn coins, unlock achievements, maintain streaks and personalize the app with avatars, decorations and visual rewards.
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Goals and targets
Simulate savings goals and emergency funds with clear progress views and practical planning support.
✓ Privacy, Control and Clarity